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Local Authority Home Loan Mortgage Payment Break

To assist local authority home loan borrowers who may experience a reduction in their income arising from COVID-19 and may not be able to make repayments on their loans, Mortgage Payment Breaks of up to twelve months will be made available to those who need it.


Warning: If you do not meet the repayments on your home loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Warning: If you do not keep up your home loan repayments you may lose your home.

Warning: You may have to pay charges if you pay off a fixed rate home loan early.