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New Rebuilding Ireland Home Loan

On 22nd January 2018 Minister Eoghan Murphy TD relaunched the Rebuilding Ireland Home Loan Scheme

The Rebuilding Ireland Home Loan is a new Government backed mortgage for first time buyers. It is available nationwide from all local authorities from 1st February 2018. A Rebuilding Ireland Home Loan is a new Government backed mortgage for first time buyers. It can be used to purchase a new or second-hand property or for self-build

As a first time buyer you can apply for a Rebuilding Ireland Home Loan to purchase a new or second-hand property, or to build your own home.

The loan is a normal Capital and Interest-bearing mortgage which is repaid by direct debit on a monthly basis.


You can borrow up to 90% of the market value of the property.

Maximum market values of the property that can be purchased or self-built are:

€320,000 in the counties Cork, Dublin, Galway, Kildare, Louth, Meath and Wicklow, and
€250,000 in the rest of the country.
A Rebuilding Ireland Home Loan offers three rate products:

2% fixed for up to 25 years (APR 2.02%)
2.25% fixed for up to 30 years (APR 2.27%)
2.30% variable (subject to fluctuation) for up to 30 years (APR 2.32%)
A website has been set up which gives full background on scheme and has list of FAQ. – www.rebuildingirelandhomeloan.ie

A National Help Desk has been set up to answer queries in relation to the scheme and their contact number is 051-349720 (8.00a.m. – 5.00p.m.)

www.rebuildingirelandhomeloan.ie