The Rebuilding Ireland Home Loan is a new Government backed mortgage for first time buyers. It is available nationwide from all local authorities from 1st February 2018. A Rebuilding Ireland Home Loan is a new Government backed mortgage for first time buyers. It can be used to purchase a new or second-hand property or for self-build

As a first time buyer you can apply for a Rebuilding Ireland Home Loan to purchase a new or second-hand property, or to build your own home.

The loan is a normal Capital and Interest-bearing mortgage which is repaid by direct debit on a monthly basis.

You can borrow up to 90% of the market value of the property.

Maximum market values of the property that can be purchased or self-built are:

€320,000 in the counties Cork, Dublin, Galway, Kildare, Louth, Meath and Wicklow, and
€250,000 in the rest of the country.
A Rebuilding Ireland Home Loan rates are as follows:

2% fixed for up to 25 years (APR 2.745%)
2.25% fixed for up to 30 years (APR 2.995%)

This will apply to all loans approved in 2020 with effect from Wednesday 15th January 2020

A website has been set up which gives full background on scheme and has list of FAQ. – www.rebuildingirelandhomeloan.ie

A National Help Desk has been set up to answer queries in relation to the scheme and their contact number is 051-349720 (8.00a.m. – 5.00p.m.)

www.rebuildingirelandhomeloan.ie

The application form and accompanying documents must be submitted in duplicate (1 original and 1 copy). Please send to :

Loans Section

Housing Department

Wicklow County Council

County Building

Wicklow Town

A67 FW96

Queries can be emailed to housingloansandgrants@wicklowcoco.ie